Application-free consumer lending

The cplXpress platform enables financial institutions to take their services mobile, and deliver the personalized, mobile, always-on retail services consumers have come to expect. Lending institutions can automatically issue approved loans for multiple loan products based on their own credit and risk criteria and customer information. Once approved, loan offers are delivered through a suite of online banking, marketing automation, and cross-selling applications, where and when the customer needs them.

Available features and options include:

Online & Mobile Lending Solutions

Eliminate obstacles to loan offers and acceptance.

Online Banking Integration

  • Click-to-Accept Loan Offers
  • Increased Loan Volume from Online Banking
  • Compatible with Major Online Banking Software

Mobile Banking Integration

  • Drive Mobile Banking Revenue
  • Accept Loan Offers Anywhere in a Few Taps
  • Seamless Integration with Popular Mobile Banking Apps

Direct Mail & Email Tools

Integrated tool set to enable tailored mail and email offers.

Direct Mail Solutions

  • Efficiently Promote Loan Offers
  • One-stop Design, Print and Mailhouse Services
  • Fully Customized to Represent your Brand

Email Communications

  • Simplified List-Building
  • Works with Internal and 3rd Party Platforms
  • Supports Targeted “Click-to-Accept” Offers

Cross Selling Platform

Powerful, integrated sales tools for your branch and call center teams

In-Branch Cross Selling Platform

  • Keep Customers Informed On Loan Offers
  • Accelerate In-Branch experience
  • Increase In-Branch Revenue

Call Center Cross Selling Platform

  • Present Customers with Loan Offers Over the Phone
  • Increase Call-Center Revenue
  • Track Cross-Selling Performance


Eliminate the uncertainties and frustrations of traditional car buying

In-App Auto Purchase

  • Seamless online & mobile banking integration
  • Instantly connect the pre-approved loan to the vehicle
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  • Browse real-time local dealership inventory
  • Pre-negotiated pricing is 100% dealer-guaranteed–No Haggling
  • Calculate trade-in value, loan amount & payment

Advanced Lending Solutions

Credit Concierge Mobile Lending App and Auto-Buying Solution

Stand-Alone Mobile Lending App

  • “1-Tap” Loan Acceptance 24/7
  • Easy Implementation with Zero Development Time
  • Customized Look and Feel for Your Institution
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Advanced Auto-Buying Features

  • Integration with CarFax® and Kelly Blue Book®
  • VIN Scanner with Edmunds True Market Value®
  • Geo-Targeted Notifications

Ready to see how it works?

Request a Demo

Who Uses Our Solutions

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