Let your customers shop,
borrow and buy in seconds

Perpetual Loan Approval

cplXpress empowers borrowers with personalized, perpetual access to pre-approved loans across multiple product lines and through every channel. This gives consumers ongoing insight into their personal buying power, and instant access to loans where and when they need them.

The result is an instant loan activation process that takes just seconds, delights customers and removes many of the hassles and obstacles to consumer lending:

• Zero loan applications
• No branch visits required
• Eliminates fear of rejection

Comprehensive Prescreened Lending

Comprehensive Prescreened Lending (CPL) combines advanced data analytics with seamless workflow integration, enabling lenders to deliver personalized offers across multiple touch points. This creates a new level of customer awareness and access to offers, empowering consumers and ultimately driving increased engagement and loan volume. By delivering loan offers when and where customers need them lenders can:

• Deepen customer relationships
• Stay ahead of retailers’ loan products
• Increase loan volume
• Reduce operating costs
• Reduce loan processing time
• Increase profitability